{"id":1052,"date":"2023-08-28T08:30:19","date_gmt":"2023-08-28T07:30:19","guid":{"rendered":"https:\/\/www.redstareducation.co.uk\/blog\/?p=1052"},"modified":"2023-03-11T19:45:18","modified_gmt":"2023-03-11T19:45:18","slug":"different-types-of-breakdown-cover","status":"publish","type":"post","link":"https:\/\/www.redstareducation.co.uk\/blog\/different-types-of-breakdown-cover\/","title":{"rendered":"Different Types of Breakdown Cover"},"content":{"rendered":"

Breakdown cover offers protection if your vehicle suffers a mechanical breakdown. Let\u2019s have a look at the different types of breakdown cover available to you\u2026<\/p>\n

Home Start<\/h2>\n

Home start breakdown cover helps you if you break down at home or very nearby (usually within a mile or a quarter of a mile, depending on your policy). This type of cover is particularly useful if you have an older car which has done a lot of miles, as these are more likely to experience issues starting up.<\/p>\n

Which? 2021 car survey<\/a> found that\u00a047% of recorded breakdowns happen at home.<\/p>\n

Breakdowns can often take place at home because your car is sat idle for longer periods of time, such as overnight.<\/p>\n

You can usually add home start breakdown cover as an optional extra to most basic policies. However, it may be unnecessary if you live close to a garage or can tow your own car to one.<\/p>\n

Roadside Assistance<\/h2>\n

Roadside assistance covers car repair at the roadside if it has broken down during a journey. It usually covers towing costs to a local garage if it cannot be fixed there and then.<\/p>\n

It may not offer cover if you breakdown at home or close to home, in which case you may wish to consider adding home start breakdown cover to your policy.<\/p>\n

National Recovery<\/h2>\n

This covers the cost of a call out, roadside repair, and towing to any location in the UK. It\u2019s more useful to those who travel a lot for work or who regularly drive long distances.<\/p>\n

The average vehicle towing cost in the UK is between \u00a31 and \u00a33 a mile, so being towed a long distance could otherwise be very expensive, especially when factoring in the cost of any repairs on top.<\/p>\n

\"\"<\/p>\n

Onward Journey<\/h2>\n

This type of cover gets you to your intended destination. It may cover a hire car, alternative transportation and even overnight accommodation depended on what\u2019s needed.<\/p>\n

This may be very useful if you travel frequently for important work meetings, as it means you can still make it to your meetings and appointments if you breakdown.<\/p>\n

European Cover<\/h2>\n

With European cover, the amount of cover you get depends on what policy you take out with your provider.<\/p>\n

If you are just going on holiday to Europe, a single trip policy will likely best suit you. However, if you regularly travel to Europe with your car, it\u2019s certainly worth taking out an annual policy instead.<\/p>\n

Optional Extras<\/h2>\n

Most providers also allow you to add on optional extras to your breakdown cover. These may include things like:<\/p>\n

    \n
  • Key replacement for lost, stolen or broken keys<\/li>\n
  • Battery replacement<\/li>\n
  • Tyre replacement for punctured or damaged tyres<\/li>\n<\/ul>\n

    \n

    \n

     <\/p>\n

    As with any type of insurance, you should do your research and compare prices and cover of different providers to find out what policy is most suitable for you.<\/h3>\n","protected":false},"excerpt":{"rendered":"

    Breakdown cover offers protection if your vehicle suffers a mechanical breakdown. Let\u2019s have a look at the different types of breakdown cover available to you\u2026 Home Start Home start breakdown cover helps you if you break down at home or very nearby (usually within a mile or a quarter of a mile, depending on your […]<\/p>\n","protected":false},"author":7,"featured_media":1053,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[492,489,488,76,499,411,494,501,502,491,503,500,498,496,495,497,493,88,490],"class_list":["post-1052","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-battery-replacement","tag-breakdown","tag-breakdown-cover","tag-car","tag-car-repair","tag-driver","tag-european-cover","tag-hire-car","tag-home-start","tag-key-replacement","tag-mechanical-breakdown","tag-motorist","tag-motorway","tag-national-recovery","tag-onward-journey","tag-roadside-assistance","tag-tyre-replacement","tag-vehicle","tag-which"],"acf":[],"yoast_head":"\nDifferent Types of Breakdown Cover - Red Star Education Blog<\/title>\n<meta name=\"description\" content=\"Breakdown cover offers protection if your vehicle suffers a mechanical breakdown. 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